Financial Education and Resources

Discover how to achieve your financial goals

Access free, self-guided resources to help you strengthen your financial knowledge and career readiness. Explore information on budgeting, debt management, understanding credit scores, building credit, job searching strategies, and other practical topics to support your financial future.

This program is funded by a grant from the Community Reinvestment Project, a project of the WA Department of Commerce.

Marc Matsui
Vanessa Delgado
Marc Matsui
Looking to Reduce Debt and Save?
Looking to File Tax Returns?
Looking for Make Higher Wages?
Looking to Start a Business?

Free Financial Coaching and Job Search Assistance

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Fill out the form below to start the appointment process. A coach will get in touch by email or text you to confirm details and schedule a VIRTUAL appointment.

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MAKE COACHING APPOINTMENT BY PHONE (ENGLISH)

For questions, call 206-565-2961, Option 4 or email at vita@pimsavvy.com.

MAKE COACHING APPOINTMENT BY PHONE (ENGLISH)

For questions, call 206-565-2961, Option 4 or email at vita@pimsavvy.com.

SOLICITAR CITA DE COACHING POR TELÉFONO (EN ESPAÑOL)

Si tiene preguntas, llame a Vanessa Delgado, al 206-565-2961, opción 2 o envíe un correo electrónico a vita@pimsavvy.com.

Savvy Finances

Importance of Writing a Business Plan

Have you been dreaming about starting your own business? Opening and operating your own business can be rewarding and fulfilling in so many ways but also difficult and stressful if you don’t have a detailed business plan in place. Business plans help prepare you for success by functioning

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PIM Savvy CAA and ITIN Services

PIM Savvy VITA now offers Certifying Acceptance Agent (CAA) services to individuals and families in Washington State! We partnered with the Internal Revenue Service (IRS) so we can assist alien individuals and other foreign persons obtain Individual Taxpayer Identification Numbers (ITIN).

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Saver’s Credit

You may be able to take a tax credit for making eligible contributions to your IRA or employer-sponsored retirement plan. Also, you may be eligible for a credit for contributions to your Achieving a Better Life Experience (ABLE) account, if you’re the designated beneficiary.

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Earned Income Tax Credit Awareness Day

The 19th annual EITC Awareness Day marks the kick-off of a nationwide multilingual communication effort intended to increase awareness of EITC eligibility, encourage participation, and emphasize the filing of accurate returns.

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IRS Direct File

The Internal Revenue Service (IRS) now offers Direct File if you lived and worked in a participating state for all of 2024. Washington is a participating state!

Read More »

Resources

Consumer Financial Protection Bureau

Understanding your rights and protections as a consumer is essential in navigating today’s complex financial landscape. The Consumer Financial Protection Bureau (CFPB) plays a vital role in safeguarding these rights, ensuring fair practices, and holding financial institutions accountable. Whether you’re facing issues with credit cards, loans, mortgages, or other financial services, PIM Savvy’s financial coaching, tax events, workshops and resources will help protect and/or build your financial well-being and achieve greater peace of mind. Contact a financial coach today to coordinate a day/time for a coaching session.

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Build Your Financial Skills

 

Explore practical information and self-guided resources to help you:

  • Build core financial skills
  • Develop saving strategies
  • Establish healthy spending habits
  • Find ways to reduce everyday expenses
  • Track your spending
  • Understand needs vs. wants
  • Create and manage a budget
  • Learn about debt reduction and consolidation options

Explore our financial education resources or contact us with general questions.

Learn how to register your business, write a business plan and more.

Are you interested in starting a business in Washington State but don’t know where to start? PIM Savvy can help you develop a business plan and walk you through each of the steps required to open your own business. We will work with you to develop a business plan, conduct market research, and ensure you have all the necessary components in place such as the proper licenses and permits to register and open your business.

  • Create business plans
  • Conduct target market and competitive business research
  • Assistance with business registration and Unified Business Identifiers (UBI)s
  • Guidance on business licenses and permits
  • Help with Federal Tax Identification Number, also known as the Employer Identification Number (EIN) applications
  • Information on Business Checking Accounts
  • Develop workplace safety programs including an Accident Prevention Programs (APP)s

Budgeting & Saving

  • Create a personalized plan
  • Track expenses
  • Wants vs. needs
  • Overcome and avoid triggers
  • Create and stick to a budget
  • Establish good spending habits
  • Find ways to save money
  • Save for major goals

Taxes

  • Free tax prep services for qualifying taxpayers (VITA)
  • Working Families Tax Credit application help
  • Earned Income Tax Credit
  • Learn basics of Federal Taxes

Applying for Loans

  • Seek credit options 
  • Compare credit options
  • Understand credit options
  • Make informed decisions

Resume Development

  • Resume and cover letter assistance

TEMPORARY TEXT (APPLY FOR NEW JOBS)

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Job Searching

  • Career research and exploration

TEMPORARY TEXT (HIGHER WAGES)

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Understanding and Building Credit

  • Learn key factors to improve credit
  • How to build credit
  • Analyze interest rates
  • Learn how credit scores factor in to financial success

Debt Management

  • Take steps to pay off debt
  • Build core financial skills
  • Manage money wisely
  • Debt consolidation or reduction
  • Accomplish financial goals

Event Registration

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¿Está interesado en iniciar un negocio en el estado de Washington pero no sabe por dónde empezar? PIM Savvy puede ayudarle a desarrollar un plan de negocios y guiarlo a través de cada uno de los pasos necesarios para abrir su propio negocio. Trabajaremos con usted para desarrollar un plan de negocios, realizar investigaciones de mercado y asegurarnos de que tenga todos los 2 omponents necesarios, como las licencias y permisos adecuados para registrar y abrir su negocio.

Servicios que brindamos:

  • Crear planes de negocios
  • Realizar investigaciones de mercado objetivo y de negocios competitivos.
  • Asistencia con el registro de empresas y los identificadores comerciales unificados (UBI)
  • Orientación sobre licencias y permisos comerciales
  • Ayuda con las solicitudes del Número de Identificación Fiscal Federal, también conocido como Número de
  • Identificación del Empleador (EIN) Información sobre cuentas corrientes comerciales
  • Desarrollar programas de seguridad en el lugar de trabajo, incluidos programas de prevención de accidentes (APP)

Buscando un cambio de carrera? ¿Necesitas un trabajo lo antes posible? ¿Su currículum está desactualizado y necesita ser actualizado? PIM Savvy está listo para ayudar con todos los aspectos de la búsqueda de empleo, desde actualizar currículums hasta solicitar empleo. Lo guiaremos a través del proceso de búsqueda de empleo brindándole recursos, investigaciones y asesoramiento de expertos para que pueda tener confianza y estar listo para comenzar una nueva carrera.

Servicios que brindamos:

  • Asistencia con currículum y carta de presentación
  • Consejos para entrevistas y mejores prácticas
  • Investigación y exploración de carreras
  • Orientación sobre itinerarios educativos
  • Conceptos básicos y herramientas de networking
  • Soporte para solicitudes de empleo
  • Habilidades de organización para ayudarle en su búsqueda de empleo
  • Ayuda para navegar por plataformas y listados de búsqueda de empleo

 

Comuníquese hoy para preguntar. Complete el formulario o envíe un mensaje de texto con la palabra ‘Coaching’ al 206-565-2961.

Starting a Business in Washington State

 

Thinking about starting a business but not sure where to begin?

Launching a business involves many important decisions, from choosing a business structure and registering your business to understanding licensing, taxes, and workplace requirements. We’ve compiled links that provide free guidance and tools to help you get started.

Helpful Resources

  • Washington Small Business Guide – Learn the steps to plan, register, license, and operate a business in Washington State. Washington Small Business Guide
  • SCORE Washington – Access free business mentoring, workshops, templates, and practical advice from experienced business professionals. SCORE Washington
  • Washington State Department of Labor & Industries (L&I) – Help for Small Business – Find information on workplace safety, employer responsibilities, workers’ compensation, required posters, and other resources for business owners. L&I Help for Small Business

 

Register to attend this upcoming FREE event:

Washington BizFair

Pierce College Puyallup (College Center Building): 1601 39th Avenue Southeast, Puyallup, WA 98374

Saturday, September 19 • 9 AM – 3 PM

  • Attend free workshops, connect with business experts, and discover valuable resources for starting and growing your business.
  • BizFair has been an annual event since 1997 to help Washington’s entrepreneurs over the years.

 

Whether you’re opening your first business or expanding an existing one, these resources can help you navigate the process with confidence.

Career Resources

 

Looking for a career change? Need a job as soon as possible? Is your resume ready for today’s job market?

Explore our career resources designed to help you build the skills and confidence needed for a successful job search. Whether you’re entering the workforce, changing careers, or returning after time away, you’ll find practical information and tools to support your next step.

Topics and resources include:

  • Resume and cover letter best practices
  • Interview tips and preparation
  • Career research and exploration
  • Education and training pathways
  • Networking strategies and tools
  • Job application tips
  • Job search organization and planning
  • Navigating online job boards and employment resources

Explore our career resources or contact us with general questions.

  • If there are no appointments available, you can try walking in. If there are cancellations we may be able to assist you.
  • Another option is to check for other VITA sites on the IRS VITA Locator: https://freetaxassistance.for.irs.gov/s/sitelocator
  • Eligible individuals and families can receive the Working Families Tax Credit – a tax refund up to $1,330 for Washington workers. See if you’re eligible today!  https://workingfamiliescredit.wa.gov/eligibility  If eligible, VITA tax preparers will help with the application. 
  • If you have any questions, email vita@pimsavvy.com.
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